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Final Expense

Final Expense

Payment flexibility

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In a time of loss, financial assistance is available

Are you looking for an easy method to pay for burial and other final expenses? A popular and predictable way to cover your last expenses is with final expense life insurance.

No medical exam

Certain types of life insurance require a medical exam, but not a burial insurance policy.

Death and/or Permanent Disability

Final expense insurance is designed to help older adults plan ahead for funeral costs or other end-of-life expenses.

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    Frequently asked questions

    For a deeper understanding, here are the most common, frequently asked questions about us.

    Wondering if a final expense policy is worth it? If you don’t already have money set aside to help your family pay for funeral, medical, or other expenses after your death, final expense insurance can be an affordable alternative to saving the thousands of dollars needed to cover these costs.

    In general, as long as you pay your premiums. Some policies cap the age at 100 or more, but you’ll need to ask your licensed insurance agent or read your policy documents to find out if it’s true for your policy.

    Generally, yes. Smokers statistically have shorter life spans than non-smokers, making them riskier to insure. Although final expense insurance isn’t as stringent in its health requirements as other types of insurance, you will be asked if you’re a smoker when you request a quote.